Need to borrow a van for an hour or two, a day, week or month? Only pay for the time you need and save on spending out for an annual policy.
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Temporary business van insurance
Short-term business van insurance from 1 hour to 28 days
What is temporary business van insurance?
If you only use a van occasionally or on a short-term basis for your work, you should consider temporary business van insurance.
How does temporary business van insurance work?
It’s a legal requirement for any vehicle in the UK to have appropriate insurance. Temporary business van insurance can be a flexible, fast and cost-effective option if you only use a van for business needs on an intermittent basis.
How much does temporary business van insurance cost?
Your temporary business van insurance quote will vary depending on factors including your age, location, driving history, driving licence type and how long you’ve been driving. The make and model, age, and value of the van will also help determine the price.
When would I need temporary business van insurance?
You could use temporary business van insurance for any of the following work-related needs:
Borrowing a van: Need to borrow a van for an hour or two, a day, week or month? Only pay for the time you need and save on spending out for an annual policy.
Buying or selling a van: Want to take a secondhand van out for a test drive before buying? Or want to cover someone on yours while they do the same? Our short-term policies let you do this with ease.
Sharing the drive on a long journey: Take turns while driving and enjoy the peace of mind that comes with comprehensive cover, plus knowing your no claims bonus will not be affected.
How would temporary business van insurance help my business?
If you own a small business, temporary business van insurance can help you run your company with efficiency. It can be used for the following:
Borrowing a van
Need to borrow a van for an hour or two, a day, week or month? Only pay for the time you need and save on spending out for an annual policy.
Buying or test driving a van
Looking to get a new vehicle? If you’re in the market for a secondhand van, cover yourself for the time it takes to enjoy a test drive.
Insuring new employees
Need your new starters to get behind the wheel of your van quickly? Get temporary business van insurance while they settle in and work through their probation.
Covering absences
Sickness and/or holidays left you short of drivers? Temporary business van insurance lets other members of your team take on the van driving responsibilities in the interim.
Temporary business needs
If you only need a van every now and then, short-term cover could cost less than an annual policy.
Borrowing a van
Buying or test driving a van
Looking to get a new vehicle? If you’re in the market for a secondhand van, cover yourself for the time it takes to enjoy a test drive.
Insuring new employees
Need your new starters to get behind the wheel of your van quickly? Get temporary business van insurance while they settle in and work through their probation.
Covering absences
Sickness and/or holidays left you short of drivers? Temporary business van insurance lets other members of your team take on the van driving responsibilities in the interim.
Temporary business needs
If you only need a van every now and then, short-term cover could cost less than an annual policy.
If you don’t have valid insurance, you could get points on your licence, face huge fines and even see your job — and business — come under threat. If you or your team drive a van for business purposes, you need to have business van insurance.
What is covered with a temporary commercial van insurance policy?
Our temporary business van insurance runs from 1 hour to 28 days and is fully comprehensive, providing the following:
Cover for accidental and malicious damage to your van
Cover for loss or damage to your van caused by fire, theft, or attempted theft
Legal liabilities for injury or damage to another person or their property
Cover for driving in the UK plus third-party or equivariant level in the EU (in some instances)
FAQs
What is the difference between commercial and private van insurance?
Private van insurance (including temporary van insurance) only covers social purposes, such as visiting friends. Business van insurance provides cover for work-related purposes, including borrowing a van for commuting, test drives and when you want new employees to be ready to drive your van from day one.
If you use your van for work, you will need business van insurance.
What happens if my temporary business van insurance expires while I still need cover?
If your policy expires and you continue driving without insurance, you could face legal penalties. Some insurers offer the option to extend or renew your cover before it ends.
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