Compare our best ISAs for over 60s
Is my money safe?
The FSCS guarantees that the first £85,000 you have saved with a registered bank or building society will be safe even if the business goes bust. However, we can't guarantee that all non-affiliated products on our panel are covered by the FSCS.
517 results found, sorted by partner products. We always order products with our partners first and we may receive a small commission if you click on the deal and then purchase it. Find out how we order our comparisons.
Which? Recommended Provider Savings Accounts November 2024.
Moneybox Cash ISA
Term
Easy access
Open with
£500
Interest rate
5.71% AER variable inc. 1.51% fixed bonus for 3 months
Protection scheme
FSCS
ISA transfers in
Accepted
Rate drops to 4.20% after first 3 months. Subject to T&Cs. A lower interest rate of 0.75% AER (variable) applies whenever your account balance is less than £500. It also applies for the rest of your current 12-month period from your fourth withdrawal. The number of withdrawals permitted will reset on the anniversary of the account opening date
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £500 | 4.2% | 5.71% | 4.2% | 5.71% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £500 |
| Minimum Age | 18 years |
| Minimum Monthly Investment | £1 |
| Permanent UK Resident |
Moneybox Open Access Cash ISA
Term
Instant access
Open with
£500
Interest rate
5.05% AER variable inc. 1.05% fixed bonus for 12 months
Protection scheme
FSCS
ISA transfers in
Accepted
Rate drops to 3.95% after first 12 months. subject to T&Cs. A lower interest rate of 0.75% AER (variable) applies whenever your account balance is less than £500.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £500 | 4% | 5.05% | 4% | 5.05% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £500 |
| Minimum Age | 18 years |
| Minimum Monthly Investment | £1 |
| Permanent UK Resident |
Best underlying interest rate - no introductory bonus or withdrawal penalties
Tembo Easy Access Cash ISA
Term
Easy access
Open with
£1
Interest rate
4.8% AER variable
Protection scheme
FSCS
ISA transfers in
Accepted
No introductory rates or withdrawal penalty charges apply. Tembo savings account holders get free access to the award-winning Tembo mortgage advice service, saving up to £749 fee – subject to holding a minimum balance for 3 months prior to home purchase or remortgage.
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Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.689% | 4.689% | 4.8% | 4.8% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Hargreaves Lansdown Active Savings Atom Bank - Easy Access ISA
Term
Instant access
Open with
£1
Interest rate
4.4% AER variable
Protection scheme
FSCS
ISA transfers in
Not accepted
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.31% | 4.31% | 4.4% | 4.4% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Minimum Monthly Investment | £1 |
| Permanent UK Resident |
Hargreaves Lansdown Active Savings Monument - Easy Access ISA
Term
Instant access
Open with
£1
Interest rate
4.36% AER variable
Protection scheme
FSCS
ISA transfers in
Not accepted
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.28% | 4.28% | 4.36% | 4.36% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Minimum Monthly Investment | £1 |
| Permanent UK Resident |
Yorkshire Building Society Single Access e-ISA
Term
Easy access
Open with
£1
Interest rate
4.35% AER variable
Protection scheme
FSCS
ISA transfers in
Accepted
A withdrawal can be made on 1 day per year. Closure is permitted, even if a withdrawal has been made.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.35% | 4.35% | 4.35% | 4.35% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Platinum Trusted Service Award 2025 (Feefo)
Hampshire Trust Bank Online Easy Access ISA Tracker (Issue 2)
Term
Instant access
Open with
£5,000
Interest rate
4.35% AER BBR tracker
Protection scheme
FSCS
ISA transfers in
Accepted
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £5,000 | 4.35% | 4.35% | 4.35% | 4.35% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £5,000 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Wealthify, an Aviva company, Cash ISA
Term
Instant access
Open with
£1
Interest rate
4.33% AER BBR tracker
Protection scheme
FSCS
ISA transfers in
Accepted
Product powered by ClearBank. Interest paid monthly
The tax treatment of your savings will depend on your individual circumstances and may change in the future.
No notice, withdrawal restrictions, penalties, charges or bonus rates apply.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.25% | 4.25% | 4.33% | 4.33% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Chip Clearbank - Cash ISA
Term
Instant access
Open with
£1
Interest rate
4.32% AER BBR tracker
Protection scheme
FSCS
ISA transfers in
Accepted
Only bank accounts from certain providers will work with the Chip App. This savings product is only for Chip users.
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.24% | 4.24% | 4.32% | 4.32% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Permanent UK Resident |
Hargreaves Lansdown Active Savings UBL UK - Easy Access ISA
Term
Instant access
Open with
£1
Interest rate
4.31% AER variable
Protection scheme
FSCS
ISA transfers in
Not accepted
No notice, penalty, or charge applies.
More Information
Rate Tiers
| Gross rate | Gross rate | AER rate | AER rate | |
|---|---|---|---|---|
| Excluding bonus | Including bonus | Excluding bonus | Including bonus | |
| £1 | 4.23% | 4.23% | 4.31% | 4.31% |
Eligibility
| Maximum Age | Unlimited |
| Minimum Initial Deposit | £1 |
| Minimum Age | 18 years |
| Minimum Monthly Investment | £1 |
| Permanent UK Resident |