Compare stocks and shares ISAs

Investment ISAs are less secure than cash ISAs, so you need to make sure you understand the risks before investing.

Stocks and shares ISAs put your capital at risk, and you may get back less than you originally invested.
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Hargreaves Lansdown Stocks and Shares ISA

Minimum initial deposit
£100
Minimum monthly investment
£25
You can invest in
Over 3,000 funds
Investment type
Self select
Capital at risk.
More Information
Fee details
Annual charges for holding funds (unit trusts and OEICs) are applied to each underlying account (excluding JISA and LISA) separately. It is tiered within bands as shown in the table below:- Tiers : Charge £0 - £250,000 0.45% The next £250,000 to £1million 0.25% The next £1million to £2million 0.10% Over £2million 0.00% LISA Tiers : Charge £0 - £1 million 0.25% The next £1million to £2million 0.10% Over £2million 0.00% JISA: Charge Annual charge for holding funds 0% There are also annual charges for holding shares, investment trusts, ETFs, VCTs, gilts and corporate bonds:- Product Wrapper Charge Fund & Share Account no charge Junior ISA: no charge ISA 0.45% (Max £45 per annum) LISA: 0.25% (Max £45 per annum) SIPP 0.45% (Max £200 per annum) This will be charged individually to each wrapper. Charges for holding shares do not apply to shares held in Hargreaves Lansdown plc.
Eligibility
Permanent UK Resident
Minimum Initial Deposit£100
Minimum Monthly Investment£25
Minimum Lump Sum Stocks & Shares ISA Investment£100
0% commission, 4.25% interest on uninvested GBP funds

XTB Flexible Stocks and Shares ISA

Minimum initial deposit
£10
Minimum monthly investment
£0
You can invest in
-
Investment type
Self select
Your capital is at risk. The value of your investments may go up or down. Tax treatment depends on your individual circumstances and ISA regulations which may change. T&Cs apply. 0% commission fees for monthly turnover up to 100,000 EUR (equivalent). Thereafter 0.2% with a minimum of £10
More Information
Fee details
No fees to open a Stocks & Shares ISA, and no annual ISA charges (plus no custody fee). No commission fees for monthly turnover up to €100,000 equivalent. Thereafter 0.2% with a minimum of £10
Eligibility
Permanent UK Resident
Minimum Initial Deposit£10
Minimum Monthly Investment£0
Minimum Lump Sum Stocks & Shares ISA Investment£10
Which? Recommended Provider for Stocks & Shares ISA, 2025

AJ Bell Stocks and Shares ISA

Minimum initial deposit
£250
Minimum monthly investment
£25
You can invest in
-
Investment type
Self select
The only Which? recommended provider of ISAs, seven years running. Invest in over 2,000 funds, plus shares, ETFs, investment trusts and more
ISA rules apply. Capital at risk.
More Information
Fee details
There is no ISA level annual fee.
Eligibility
Permanent UK Resident
Minimum Initial Deposit£250
Minimum Monthly Investment£25
Minimum Lump Sum Stocks & Shares ISA Investment£250
Invest min £50 and receive a Bonus shares worth £40–£200. T&Cs Apply

IG Stocks & Shares ISA

Minimum initial deposit
£100
Minimum monthly investment
£0
You can invest in
-
Investment type
Self select
£0 commission trading and 4% interest on uninvested cash. Capital at risk
More Information
Fee details
There is a custody fee of £24 per quarter for holding a share dealing ISA. If you place 3+ trades during the quarter, there is no custody fee to pay. You are also automatically exempt from the share dealing custody fee if you invest £15,000 in an IG Smart Portfolio account.
Eligibility
Permanent UK Resident
Minimum Initial Deposit£100
Minimum Monthly Investment£0
Minimum Lump Sum Stocks & Shares ISA Investment£100
Up to £345 welcome gift

Scottish Friendly My Choice (ISA)

Minimum initial deposit
£100
Minimum monthly investment
£20
You can invest in
-
Investment type
Investment fund
Open an ISA and you'll get a My Rewards gift voucher worth up to £345. Please visit Scottish Friendly for full details on offer eligibility.
T&Cs & tax rules apply. Capital at Risk.
More Information
Fee details
Our tiered approach means you’ll pay 1.5% on the first £5,000, 1% on amounts between £5,001 and £20,000, and 0.5% on any amount over £20,000. As your fund value grows, your overall percentage charge will decrease, giving you lower fees the more you invest. This fee is calculated daily and deducted on a monthly basis and will appear as an Annual Management Charge.
Eligibility
Permanent UK Resident
Minimum Initial Deposit£100
Minimum Monthly Investment£20
Minimum Lump Sum Stocks & Shares ISA Investment£100
Get £50 of free trades when you open an ii Stocks & Shares ISA

Interactive Investor ISA

Minimum initial deposit
£0
Minimum monthly investment
£0
You can invest in
-
Investment type
Self select
Capital at risk. Terms & fees apply. Ends 31 Oct
More Information
Fee details
There is no fee at ISA level. There is a charge at platform level.
Eligibility
Permanent UK Resident
Minimum Initial Deposit£0
Minimum Monthly Investment£0
Minimum Lump Sum Stocks & Shares ISA Investment£0